What is direct primary care (DPC)?

Direct primary care is a membership-based model where employees pay a flat monthly fee (typically $50-$100) for unlimited access to a primary care physician — no copays, no insurance billing. It covers routine care, preventive visits, and chronic disease management.

How does direct primary care save money for small businesses?

DPC reduces emergency room visits and specialist referrals by giving employees fast, easy access to primary care. When paired with a high-deductible or level-funded plan, it can reduce total healthcare costs by 20-40% while improving employee satisfaction.

Is direct primary care available in Southwest Florida?

Yes. DPC practices are available in Fort Myers, Cape Coral, Naples, and Bonita Springs. Vantage Pointe Consulting can help Southwest Florida employers identify and integrate local DPC providers into their benefits strategy.

Can direct primary care replace health insurance?

No. DPC covers primary care only — it does not cover hospitalizations, surgeries, or specialist care. It works best when paired with a catastrophic or level-funded health plan that covers major medical events.

How do I add direct primary care to my employee benefits package?

Contact Vantage Pointe Consulting for a free consultation. We identify local DPC providers, structure the employer contribution, and integrate DPC with your existing or new health plan to maximize savings and employee access.

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Employee Benefits

Direct Primary Care: Affordable Access for Your Employees

By Roger Aboytes — Founder & Licensed Benefits Advisor

Published January 28, 2026 · Last updated July 29, 2026

Direct primary care is a membership-based model where employees pay a small monthly fee for unlimited access to primary care. DPC complements your main health plan, covering specialists and catastrophic care. Result: Employees get affordable access and your plan covers high-cost events.

Roger Aboytes

Founder & Licensed Benefits Advisor · Vantage Pointe Consulting · Southwest Florida

Roger Aboytes is a licensed employee benefits advisor serving small and mid-size businesses across Southwest Florida. He specializes in group health insurance, level-funded plans, and Section 125 strategies that help employers reduce costs without cutting coverage. Roger holds a Florida insurance license and works directly with business owners in Cape Coral, Fort Myers, Naples, and Bonita Springs.

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