Client: Chen Construction Services
Chen Construction Services
Construction
Unpredictable renewals (12-18% increases annually). Limited carrier options. Employees unable to afford deductibles.
Stable renewals for 2 consecutive years. 28% cost reduction. Employee deductibles reduced from $6,000 to $1,500. Improved retention.
Restructured benefits using alternative funding model with direct primary care. Added voluntary benefits for supplemental protection.